United GatewaySM Card 20,000 bonus milesafter qualifying purchases+0% intro APR

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* | Pricing and Terms
No annual fee

Start your adventure

Credit card welcome offer Welcome offer

20,000 bonus miles

after you spend $1,000 on purchases in the first 3 months your account is open.*

Plus, 0% intro APR

for the first 12 months from account opening on purchases.After that, a variable APR of 17.24% – 24.24%.

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn on all purchases

2x miles on United purchases*

2x miles at gas stations*

2x miles on local transit and commuting

including ride share services, taxicabs, train tickets, tolls, and mass transit.*

1x mile on all other purchases*

Credit card travel benefits

25% back on United inflight purchases*

No foreign transaction fees

MileagePlus program benefits

No blackout dates

for MileagePlus members booking award flights on United.*

MileagePlus miles don't expire

Protection benefits

Travel and purchase coverage

Travel and shop with confidence with built-in benefits including Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption Insurance, Purchase Protection and more.^

Other benefits

Luxury Hotels & Resort Collection

Receive complimentary Cardmember benefits at luxury hotels and resorts worldwide.*

Exclusive Cardmember events

Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Annual fee

No annual fee

^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.