The New United Gateway℠ Card
Debut Offer!
30,000 Bonus Milesafter you spend $1,000 on purchases in the first 3 months your account is open.*
No annual fee†
Offer ends 7/16/25
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Debut Offer!
0% intro APR for the first 12 months from account opening on purchases.† After that, a variable APR of 20.49% - 28.99%.†
No annual fee†
Offer ends 7/16/25
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Plus
Earn
5,000 bonus miles
after you add an authorized user to your account in the first 3 months your account is open.*Earn Miles
7x total miles on United flights5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Gateway℠ Card. Premier® members earn even more.*
5x total miles on hotel stays purchased through United® Hotels2x miles as a MileagePlus® member, 2x miles with your card when you prepay, plus an additional 1x mile from United when you prepay through United Hotels.*
2x mileson all other eligible United purchases*
2x mileson gas stations, local transit and commuting*
1x mileon all other purchases*
Travel With United
Earn 2 checked bags
after you spend $10,000 in a calendar year.*
25% back on United inflight and Club premium drink purchases
when you pay with your United Gateway Card.*
Other travel benefits
Travel and purchase coverage^
No foreign transaction fees†
MileagePlus® Benefits
The most ways to earn and use miles
MileagePlus miles don't expire
Our miles never expire, so you'll keep what you earn as a MileagePlus® member until you're ready to redeem.
No blackout dates
Use your miles to book any United-operated flight, any time, with no restrictions or blackout dates.*
Book and upgrade with miles
Use miles to cover some or all of the cost of your next United flight or seat upgrade.
Money + Miles
Perfect for stretching your miles across multiple trips, choose how you pay for your next flight with a combination of money and miles.
All your United Gateway Card benefits with no annual fee*
Earn 2 checked bags
Earn two checked bags on United®- or United Express®-operated flights after spending $10,000 in a calendar year with your United Gateway℠ Card.*
25% back on United inflight and Club premium drink purchases
You’ll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United Gateway℠ Card.*
No foreign transaction fees
Purchases made with your Gateway Card outside the U.S. will not be subject to foreign transaction fees.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Earning MileagePlus miles
Earn miles by flying with United®, United Express®, Star Alliance™ and other airline partners. You can also earn miles from MileagePlus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. See united.com/earn for details on earning miles.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, electronics and dining. Use them for United flights and other airline partners, hotel stays, car rentals, eGift cards and more. See united.com/UseMiles for details on using miles. Chase Cardmembers can also use miles they’ve earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
MileagePlus miles don’t expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
No blackout dates
MileagePlus members can use miles to book any available seat on a United®-operated flight, any time, with no restrictions or blackout dates.* For more information, please visit united.com/AirAwards.
Earn 7 total miles per $1 spent on United flights
You'll earn 7 total miles per $1 spent when you use your United Gateway Card to purchase United flights: 5 miles per $1 spent on fare from United as a MileagePlus member, plus an additional 2 miles per $1 spent on entire purchase for paying with your card. Premier members earn even more miles.*
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