Limited Time Offer

Earn Up To80,000 Bonus Miles

after qualifying activities*

$0 intro annual fee for the first year, then $150^†

Apply now

*Offer Details
^†Pricing and Terms

Offer ends 5/20/26

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

United MileagePlus Explorer Visa Signature Card

Offering over $800 in total value with benefits like:

Free first checked bag*

2 United Club one-time passes*

Over $500 in annual partner credits*

$0 intro annual fee for the first year, then $150^†

Apply now

*Offer Details
^†Pricing and Terms

Offer ends 5/20/26

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

70,000 bonus milesafter you spend $3,000 on purchases in the first 3 months your account is open.*

+ 10,000 BONUS MILESwhen you add an authorized user in the first 3 months your account is open.*

Earn & Redeem Miles

See how your miles soar on eligible United flights with Premier Status:

Earn Miles

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9X
total miles on eligible United flights6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with the United^℠ Explorer Card. Mileage earning differs for Basic Economy tickets.*

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3x mileson all other eligible United purchases*

2x mileson dining including eligible delivery services, and hotel stays when booked directly with the hotel.*

1x mileon all other purchases*

Redeem Miles

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10%savings when booking United flights with miles*With United, you can travel to over 1,000 destinations around the world. Use miles to book award flights on United and Star Alliance^™ partner airlines.

Use miles to pay your annual fee with Pay Yourself Back®When your annual fee posts to your account, redeem some or all of your available miles in your MileagePlus® account to cover the cost via Pay Yourself Back®. You’ll need to use only 10,000 miles to receive a $150 statement credit.*

MileagePlus miles don't expireOur miles never expire, so you'll keep what you earn as a MileagePlus® member until you're ready to redeem.

Money + MilesPerfect for stretching your miles across multiple trips, choose how you pay for your next flight with a combination of money and miles.

Already a Cardmember?

Learn more about your credit card›

Guide to Benefits (see your purchase and travel protection benefit details)

^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

All your United Explorer Card benefits

$100 United® travel credit

Earn $100 in United® TravelBank cash after you spend $10,000 on purchases each calendar year with your United^℠ Explorer Card. You can use United TravelBank cash toward future flights on United® or United Express®.*

Up to $100 in United® Hotels credits

Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United® Hotels with your United^℠ Explorer Card, up to $100 each anniversary year.*

Up to $60 in credits on rideshare purchases

Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United^℠ Explorer Card, up to $60 each calendar year. Yearly opt-in is required.*

Up to $50 in United travel credits on Avis or Budget purchases

Receive $25 in United® TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United^℠ Explorer Card.*

Up to $120 in Instacart credits

Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United^℠ Explorer Card. Terms apply. Benefits end 12/31/27.*

Up to $100 in credit on JSX purchases annually

Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your United^℠ Explorer Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag.* To learn more, visit united.com/JSX.

2 United Club^℠ one-time passes

After account opening and on each anniversary* - over a $100 value per year. For an updated list of United Club locations and any temporary closures, please visit united.com/UnitedClub.

Free first checked bag - save up to $160 per roundtrip

The primary Cardmember and one companion on the same reservation get their first standard checked bag free (up to $40 each way/person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in the reservation and purchases the tickets from United with their card (waived for flights within 90 days of account opening).* For details, visit united.com/ChaseBag.

Frequently Asked Questions

The United Explorer Card is a good fit for travelers who fly United Airlines and want to earn MileagePlus® miles while receiving practical travel benefits. It’s especially useful for Cardmembers who value checked bag benefits, priority boarding, and the ability to earn rewards on both travel and everyday spending.*

The United Explorer Card offers a mix of travel perks and rewards. Key benefits include:

Free first checked bag*
2 United Club one-time passes*
Cardmembers save at least 10% on flights booked with miles*
Priority boarding*
TSA PreCheck® or NEXUS application fee credit*
Over $500 in annual partner credits*

Cardmembers earn United MileagePlus® miles on eligible purchases, including miles on United flights and purchases, dining, and hotel stays, plus miles on all other eligible spending. Miles earned can be redeemed for flights, upgrades, and other travel options through the MileagePlus program.*

The United Explorer Card helps support Premier status qualification. You'll earn 1 Premier® Qualifying Point (PQP) for every $20 spent on purchases with your Explorer Card, up to 1,000 PQP per year. PQPs are added to the Cardmember’s MileagePlus account and count toward Premier status qualification.*

The United Explorer Card includes a free first checked bag for the primary Cardmember and one companion traveling on the same reservation on eligible United-operated flights, subject to terms and conditions.*

The United Explorer Card includes two United Club^℠ one-time passes each year, which can be used for lounge access when flying United or eligible partner airlines, subject to lounge rules.*

Miles earned with the United Explorer Card are deposited into your MileagePlus account and can be redeemed for United flights, partner airline flights, upgrades, and other travel options. There are no blackout dates and MileagePlus miles do not expire.*