United GatewaySM Card 20,000 bonus
miles
after qualifying purchases

Apply now
* | Pricing and Terms

No annual fee

Start your adventure

Credit card welcome offer Welcome offer

  1. 20,000 bonus miles

    after you spend $1,000 on purchases in the first 3 months your account is open.*

    Plus, 0% intro APR for the first 12 months from account opening on purchases.After that, a variable APR of 21.74% – 28.74%.

    This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn on all purchases

  1. 2x miles on United purchases*

  2. 2x miles at gas stations*

  3. 2x miles on local transit and commuting

    including ride share services, taxicabs, train tickets, tolls, and mass transit.*

  4. 1x mile on all other purchases*

Credit card travel benefits

  1. 25% back on United inflight and Club premium drink purchases*

  2. No foreign transaction fees

MileagePlus program benefits

  1. No blackout dates

    for MileagePlus members booking award flights on United.*

  2. MileagePlus miles don't expire

Protection benefits

  1. Travel and purchase coverage

    Travel and shop with confidence with built-in benefits including Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption Insurance, Purchase Protection and more.^

Other benefits 

  1. Luxury Hotel & Resort Collection

    Receive complimentary Cardmember benefits at luxury hotels and resorts worldwide.*

  2. DoorDash

    Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.*

  3. Exclusive Cardmember events

    Purchase or use miles for unique experiences offered by United Card Events from Chase and United MileagePlus Exclusives.

Annual fee

No annual fee

Plus, earn an additional 5,000 bonus miles

upon approval when you use your United agent's promotional code*

^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.