Limited Time Offer

Earn Up To115,000 Bonus Miles

+ 2,000 PQP

after qualifying activities*

$695 annual fee^†

Apply now

*Offer Details
^†Pricing and Terms

Offer ends 5/20/26

United MileagePlus Club Business Visa Signature Card

Offering over $2,000 in total value with benefits like:

United Club card membership*

Free first and second checked bags*

Premier Access® travel services*

$695 annual fee^†

Apply now

*Offer Details
^†Pricing and Terms

Offer ends 5/20/26

100,000 bonus miles
+ 2,000 PQP

after you spend $5,000 on purchases in the first 3 months your account is open.*

+ 10,000 BONUS MILESwhen you add an employee card in the first 3 months your account is open.*

+ 5,000 BONUS MILESupon approval when you use your United agent‘s promotional code.*

Not ready to apply? We'll send you a reminder to apply later.Get email reminder ›

Earn & Redeem Miles

See how your miles soar on eligible United flights with Premier Status:

Earn Miles

new

8X
total miles on eligible United flights6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club^℠ Business Card. Mileage earning differs for Basic Economy tickets.*

5x miles on hotel stays at Renowned Hotels and Resorts for United® Cardmemberswhen you prepay directly through Renowned Hotels and Resorts using your United Club^℠ Business Card.*

2x mileson all other eligible United purchases*

1.5x mileson all other purchases*

Redeem Miles

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10%savings when booking United flights with miles*With United, you can travel to over 1,000 destinations around the world. Use miles to book award flights on United and Star Alliance^™ partner airlines.

Use miles to pay your annual fee with Pay Yourself Back®When your annual fee posts to your account, redeem some or all of your available miles in your MileagePlus® account to cover the cost via Pay Yourself Back®. You’ll need to use only 50,000 miles to receive a $695 statement credit.*

MileagePlus miles don't expireOur miles never expire, so you'll keep what you earn as a MileagePlus® member until you're ready to redeem.

Money + MilesPerfect for stretching your miles across multiple trips, choose how you pay for your next flight with a combination of money and miles.

Better Together Bonus

5,000 bonus miles each card anniversary when you have the United Club^℠ Business Card and personal United credit card.*

Guide to Benefits (see your purchase and travel protection benefit details)

^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

All your United Club Business Card benefits

Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers

Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Club^℠ Business Card.*

Up to $150 in credits on rideshare purchases

Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United Club^℠ Business Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Yearly opt-in is required.*

Up to $100 in United travel credits on Avis or Budget car purchases

Receive $50 in United® TravelBank cash, up to $100 annually, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United Club^℠ Business Card.*

Up to $240 in Instacart Credits

Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart with your United Club^℠ Business Card. Terms apply. Benefits end 12/31/27.*

Up to $200 in credit on JSX purchases

Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United Club^℠ Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag.* To learn more, visit united.com/JSX.

Up to $50 in credits on United FareLock purchases

Earn up to $50 back as a statement credit each anniversary year after you buy FareLock with your United Club^℠ Business Card on a United- or United Express®- operated flight. Use FareLock to hold a seat on your flight for a set price for 3, 7, or 14 days and your ticket price won't go up during the hold period.* To learn more about FareLock, visit united.com/FareLock.

United Club^℠ card membership

At least a $750 value per year. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide.* For an updated status on United Club locations and to learn more about the United Club card memberships available, please visit united.com/UnitedClub.

United Club^℠ All Access membership

Unlock All Access membership as a Cardmember after reaching Premier Gold status or by spending $50,000 on purchases each calendar year with your United Club^℠ Business Card.* In addition to your membership benefits, you will have: 

Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations.*
Access to participating Star AllianceTM— member affiliated lounges for you and your eligible travel companions.*

Frequently Asked Questions

The United Club Business Card is a good fit for business owners who frequently fly United Airlines and want premium travel benefits while earning MileagePlus® miles on business and travel expenses. It’s especially useful for those who value United Club lounge access, elevated travel perks, and the ability to earn rewards on both business purchases and flights.

The United Club Business Card offers premium travel benefits and robust rewards. Key benefits include:

United Club^℠ card membership*
Free first and second checked bags*
Cardmembers save at least 10% on flights booked with miles*
Premier Access® travel services, including priority check-in, security screening, boarding and baggage handling privileges*
Over $925 in annual partner credits*

Cardmembers earn United MileagePlus® miles on eligible purchases, including miles on United flights and select business spending categories such as dining, gas stations, office supply stores, and local transit and commuting, plus miles on all other eligible purchases. Miles earned can be redeemed for flights, upgrades, and other travel options through the MileagePlus program.*

The United Club Business Card helps support Premier status qualification. You’ll earn 1 Premier® Qualifying Point (PQP) for every $15 spent on purchases with your United Club Business Card, up to 28,000 PQP per year. PQPs are added to the Cardmember’s MileagePlus account and count toward Premier status qualification.*

The United Club Business Card includes a free first and second checked bag for the primary Cardmember and one companion traveling on the same reservation on eligible United-operated flights, subject to terms and conditions.*

The United Club Business Card includes a full United Club^℠ membership, which provides access to United Club lounges when traveling on United or eligible partner airlines, subject to lounge access rules.
If the primary Cardmember is Premier Gold or higher status, OR spends at least $50,000 annually on their United Club Business Card, they will get an All Access membership. In addition to your membership benefits, you will have: 

Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations.*
Access to participating Star Alliance^™– member affiliated lounges for you and your eligible travel companions.*

Miles earned with the United Club Business Card are deposited into your MileagePlus account and can be redeemed for United flights, partner airline flights, upgrades, and other travel options. There are no blackout dates and MileagePlus miles do not expire.*