United Club^℠ Infinite Card offer details

90,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 90,000 bonus miles after you make Purchases totaling $5,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. 

5,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 5,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 5,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 5,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.

Adding An Authorized User

All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

United Club Membership

United Club^℠ membership is subject to United Club terms and conditions, united.com/UnitedClubRules, and access policies, united.com/UnitedClubAccess, each of which is subject to change, with or without notice. Information on the terms and access policies for participating Star Alliance lounges is available at StarAlliance.com. Please allow 2 weeks after account open date for the United Club membership to activate (excludes Star Alliance and affiliated lounges). The United Club membership card will be sent to the primary Cardmember 6 weeks after the account open date. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they accompany the primary Cardmember and qualify as an eligible guest per the then-current United Club access policies. The Cardmember’s United Club membership will be renewed automatically on each credit card anniversary date. Upon closure of the United Club^℠ Visa Infinite Card account, all Cardmember benefits, including the United Club Membership, will be cancelled. Existing United Club members are eligible to receive a pro-rated refund for any unused portion of their current membership if the refund is greater than $15. Please allow 6 to 10 weeks to receive refund checks. Lifetime United Club members are excluded from receiving a reimbursement. Chase is not responsible for the fulfillment of the United Club membership.

Earning Miles

Rewards Program Agreement: For more information about the United Club^℠ Visa Infinite Card rewards program, view the latest Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a United^℠ credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) in the following rewards categories: restaurants; travel (excluding United purchases that qualify for 4 miles as described). 4 miles: You’ll earn 4 miles total for each $1 spent (3 additional miles on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 4 miles total for each $1 spent (3 additional miles on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

Earning miles from United on United flights and United Hotels

Miles earned on United flights purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarn. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTerms. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program, for details see united.com/mprules.

Award Availability, Pricing, and Fees

As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.80 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2024. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwards for details.

Earn Premier Qualifying Points (PQP)

The primary Cardmember will earn 25 Premier Qualifying Points (PQP) for every $500 in net purchases (including purchases made by authorized users) up to a maximum of 10,000 PQP in a calendar year. PQP will apply towards Premier status tiers up to and including Premier 1K®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your account. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/qualify for details.

Upgrading Award Tickets

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket AND one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Free Checked Bags

The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must use their United Club^℠ Visa Infinite Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first and second free standard checked bags to be available on eligible United reservations. Please visit united.com/ChaseBag for details.

Premier Access

The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus® number in their reservation. Premier Access is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit united.com/PremierAccess for details.

Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit

You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your United Club^℠ Visa Infinite Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/, or authorized enrollment providers featured on tsa.gov/precheck website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/. Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.

Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits.

TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.

10% Saver Award Discount

The primary Cardmember will be eligible to book award flights in United Economy on United or United Express with 10% fewer miles. Discount is only valid for Economy Saver Awards (fare classes X and XN) for travel within the continental United States or between the continental United States and Canada. Discount applies to all passengers on the same reservation as the primary Cardmember. Award travel must be booked through the primary Cardmember’s MileagePlus account on united.com or the United mobile app. The discount is not valid on flights operated by partner airlines and does not apply to taxes and fees associated with award travel. All United MileagePlus award travel terms apply. United may change or terminate this offer at any time and without notice. Chase is not responsible for the provision of, or failure to provide, the stated benefits.

25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases

You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United Club^℠ Visa Infinite Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Club Visa Infinite Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.com.

Renowned Hotels and Resorts for United® Cardmembers

Renowned Hotels and Resorts for United® Cardmembers program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for Renowned Hotels and Resorts for United® Cardmembers properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.renownedhotels.com to learn more, other terms may apply.

Avis President’s Club Membership

The primary Cardmember of the United Club^℠ Infinite Card, the United^℠ Presidential Plus^℠ Card, the United Club^℠ Business Card, and the United^℠ Presidential Plus^℠ Business Card is eligible to enroll in Avis President’s Club by visiting united.com/AvisChaseBenefit. Please allow up to 7 business days after enrolling in Avis President’s Club for your membership to process. Once enrolled, in order to receive Avis President’s Club benefits, the primary Cardmember must include their Avis Preferred number in their Avis reservation. Offer made by Avis. All Avis Preferred and Rental Terms and Conditions apply, including the right to change, limit or modify the Avis President’s Club Program or portions of the program at any time. Please visit united.com/AvisChaseBenefit for details. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.

IHG One Rewards Platinum Elite Status

The primary Cardmember is eligible for Platinum Elite status in the IHG One Rewards program and will need to register for this benefit at united.com/ihgstatus. Please allow 4 weeks for the registration request to be processed by IHG One Rewards. To maintain Platinum Elite status the primary Cardmember’s credit card account must remain open and their IHG One Rewards membership must remain in good standing. To receive Platinum Elite benefits, the primary Cardmember must provide their IHG One Rewards membership number at time of reservation or at time of check-in. All benefits are subject to complete IHG One Rewards Membership Terms and Conditions, available at ihg.com/terms. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.

Concierge Service

Cardmembers are responsible for the cost of any goods or services purchased through Visa Infinite Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary cardmember’s account. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Primary Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.

MileagePlus Program Terms and Conditions

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the “MileagePlus Program”), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com.