Explorer Business Card 50,000 Bonus Miles

The Explorer Card for Small Business

50,000
Bonus Miles after you spend $3,000 on purchases in
the first 3 months your account is open*

Chase United MileagePlus Explorer Business card Chase United MileagePlus Explorer Business card Get Started

*Offer DetailsOffer Details  |  †Pricing and Terms

$0 Intro Annual Fee for the first year, then $95

Make business spending more rewarding.

Explorer Business Travel Benefits*

Free first checked bag - save up to $120 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free ($30 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their Card. For complete details, please visit united.com/chasebag offsite link icon.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

2 United ClubSM one-time passes each anniversary - over a $100 value

Take some time to relax before your flight with two United Club one-time passes, which will be deposited into your MileagePlus account after account opening and each year for your Cardmember anniversary. Enjoy complimentary beverages, snacks, and amenities like workspaces, free Wi-Fi and more.

No foreign transaction fees

Purchases made with your Explorer Business Card outside the U.S. will not be subject to foreign transaction fees.

Rewards for you and your Business*

50,000 bonus miles

Start with 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. This bonus offer is available to you if you do not have this Card and have not received a new Cardmember bonus for this Card in the past 24 months.

10,000 bonus miles

Receive 10,000 bonus miles after you spend $25,000 on purchases on your Card each calendar year.

Earn 2 miles per $1 spent in select categories

Earn 2 miles per $1 spent on United purchases and on purchases at restaurants, gas stations, and office supply stores.

Earn 1 mile per $1 spent

Earn 1 mile per $1 spent on all other purchases.

Earn unlimited miles that don't expire

Miles don't expire as long as your credit card account remains open. Plus, there is no limit to the number of miles you can earn.

Employee Cards at no additional cost

Miles earned from their purchases accrue in your account so you can earn rewards faster. Plus, you can set up individual spending limits for each card.

Use miles for award travel on United

Choose the award type that suits your needs. One-way Saver Award travel starts as low as 12,500 miles within the continental U.S. and Canada.

No blackout dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, at the applicable Everyday Award level – with no restrictions or blackout dates. For more information, please visit united.com/awards offsite link icon.

More ways to use miles

You can use miles to book award travel on Star Alliance and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit united.com/usemiles offsite link icon.

Premier upgrades on award tickets

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights (when available).

Calculate How Much You Can Earn On Business Spending

Here's a preview of what you can earn with your United MileagePlus Explorer Business Card.

United Purchases

Earn 2 miles per $1 spent on tickets purchased from United*

Enter the approximate number of dollars you expect to spend per year on United purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

Select Category Purchases

Earn 2 miles per $1 spent at restaurants, gas stations, and office supply stores*

Enter the approximate number of dollars you expect to spend per month on business-related purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

All Other Purchases

Earn 1 mile per $1 spent on all other purchases*

Enter the approximate number of dollars you expect to spend per month on other, non-United purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

Bonus Miles

Checking the following checkboxes will add the relevant number of miles to your total estimated miles. Unchecking them will subtract them.

Your estimated total miles is 50,000

One-way Saver Award Travel starts as low as 12,500 miles within the continental U.S. and Canada*

Trip Cancellation / Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your Card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.**

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

Price Protection

If a Card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item and $2,500 per year.**

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.**

The Peninsula, Chicago

The Luxury Hotel & Resort Collection*

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember Benefits with every stay. Make a reservation through the program using your Chase Card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit LHRCollection.com offsite link icon for more information.

Exclusive events with Inside Access

Pursue more of your passions. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. You'll revel in the chance to explore pleasures old and new with experiential events offered exclusively for Cardmembers.

Please visit InsideAccess.com offsite link icon to learn more.

United MileagePlus events

United MileagePlus® Visa Signature® Cardmembers may also enjoy exclusive MileagePlus events hosted in major cities throughout the United States. As a Cardmember, you can use your award miles for exclusive experiences such as private winemaker dinners and VIP access to live theater and museum events.

Visa Concierge Service*

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

United MileagePlus Explorer Business Card versus similar cards from other competitors.
Card Benefit United MileagePlus®
Explorer Business Card*
American Express®
Business Gold Rewards Card
Capital One® SparkSM
Miles Business Credit Card
CitiBusiness®/ AAdvantage®
Platinum Select World® MasterCard®
Earn Double Miles Earn double miles on airline tickets purchased from United and on purchases at restaurants, gas stations, and office supply stores. Earn triple points on the first $100,000 spent annually in a choice of one of five categories: airfare, advertising in select media, shipping, gas stations, and computer hardware, software and cloud computing purchases made directly from select providers. Earn double points on the first $100,000 spent annually in each of four categories not chosen for triple points. Earn double points for travel purchases made on amextravel.com. Earn double miles on all business purchases Earn double miles on American Airlines, car rental, gas stations, and telecommunications purchases
Free Checked Bag Checkmark Checkmark
Priority Boarding Privileges Checkmark Checkmark
United ClubSM Access 2 one-time passes/year
Calendar Year Spend Bonus After $25,000 American Airlines Companion Certificate each year after spending $30,000+
Concierge Service Checkmark Checkmark Checkmark In lieu of Concierge Service, Citi offers a Personal Business Assistant
Luxury Hotels & Resorts Program Checkmark Checkmark Checkmark Checkmark
Auto Rental Collision Damage Waiver1 Primary Secondary Primary Primary
Trip Cancellation/Trip Interruption Insurance1 Checkmark May be available for
an additional fee
Trip Delay Reimbursement1 Checkmark May be available for
an additional fee
Lost Luggage Reimbursement1 Checkmark Checkmark Checkmark
Purchase Protection1 Checkmark Checkmark Checkmark Checkmark
Price Protection1 Checkmark Checkmark
Worldwide Merchant Acceptance2 44.4 Million 22.1 Million 44.4 Million 44.4 Million
Annual Fee $0 Intro Annual Fee for the first year, then $95 $0 Intro Annual Fee for the first year, then $175 $0 Intro Annual Fee for the first year, then $95 $0 Intro Annual Fee for the first year, then $95

Chart reflects a comparison of select card benefits and does not reflect promotional offers that may be presented from time to time.

Card Type

  • United MileagePlus® Explorer Business Card*

  • American Express®
    Business Gold Rewards Card

  • Capital One® SparkSM Miles Business Credit Card

  • CitiBusiness®/​AAdvantage® Platinum Select World MasterCard®

Earn Double Miles

  • Earn double miles on airline tickets purchased from United and on purchases at restaurants, gas stations, and office supply stores.
  • Earn triple points on the first $100,000 spent annually in a choice of one of five categories: airfare, advertising in select media, shipping, gas stations, and computer hardware, software and cloud computing purchases made directly from select providers. Earn double points on the first $100,000 spent annually in each of four categories not chosen for triple points. Earn double points for travel purchases made on amextravel.com.
  • Earn double miles on all business purchases
  • Earn double miles on American Airlines, car rental, gas stations, and telecommunications purchases

Free Checked Bag

  • Checkmark

  • Checkmark

Priority Boarding Privileges

  • Checkmark

  • Checkmark

United ClubSM Access

  • 2 one-time passes/year

Calendar Year Spend Bonus

  • After $25,000
  • American Airlines Companion Certificate each year after spending $30,000+

Concierge Service

  • Checkmark

  • Checkmark

  • Checkmark

  • In lieu of Concierge Service, Citi offers a Personal Business Assistant

Luxury Hotels & Resorts Program

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

Auto Rental Collision Damage Waiver1

  • Primary
  • Secondary
  • Primary
  • Primary

Trip Cancellation/Trip Interruption Service1

  • Checkmark

  • May be available for an additional fee

Trip Delay Reimbursement1

  • Checkmark

  • May be available for an additional fee

Lost Luggage Reimbursement1

  • Checkmark

  • Checkmark

  • Checkmark

Purchase Protection1

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

Price Protection1

  • Checkmark

  • Checkmark

Worldwide Merchant Acceptance2

  • 44.4 Million
  • 22.1 Million
  • 44.4 Million
  • 44.4 Million

Annual Fee

  • $0 Intro Annual Fee for the first year, then $95
  • $0 Intro Annual Fee for the first year, then $175
  • $0 Intro Annual Fee for the first year, then $95
  • $0 Intro Annual Fee for the first year, then $95

Chart reflects a comparison of select card benefits and does not reflect promotional offers that may be presented from time to time.

1 These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
2 Acceptance rates based on global, not domestic, data. Source: The Nilson Report Issue 1117, September 2017.

American Express Business Gold Rewards Card is a registered trademark of American Express Company. Capital One Spark Miles Business Credit Card is a registered trademark of Capital One Bank. CitiBusiness AAdvantage World Mastercard is a registered trademark of Citibank. References to these marks in this ad are not intended to imply an endorsement or affiliation with American Express Company, Capital One or Citibank. Benefits comparison based on United MileagePlus Explorer Business Card, American Express Business Gold Rewards Card, Capital One Spark Miles Business Credit Card and CitiBusiness AAdvantage World Mastercard as of August 22, 2018. American Express Premier Rewards Gold Card benefits obtained at www.americanexpress.com, Capital One SparkSM Miles Business Credit Card benefits obtained at www.capitalone.com and CitiBusiness AAdvantage World Mastercard benefits obtained at www.citi.com.

More United Chase Cards

Explore a World of Benefits

United Explorer card
  • Enjoy special travel perks
  • Earn 2 miles per $1 spent on United purchases, at restaurants and on hotel accommodations
  • Earn 1 mile per $1 spent on all other purchases
Learn More about the United Explorer card

Make Business More Rewarding

Chase United MileagePlus Club Business card
  • Get United ClubSM Membership, a $550 value per year
  • Earn 1.5 miles per $1 spent on purchases
  • Request Employee Cards at no additional cost
Learn More about the Chase United MileagePlus Club Business card

Already a Cardmember?

Learn more about your MileagePlus Explorer Business Card benefits.

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