Explorer Business Card 50,000 Bonus Miles

Get 50,000
Bonus Miles after you spend $3,000 on purchases in
the first 3 months your account is open*

Chase United MileagePlus Explorer Business card Chase United MileagePlus Explorer Business card Apply Now

*Offer DetailsOffer Details  |  †Pricing and Terms

$0 Intro Annual Fee for the first year, then $95

The Explorer Card for Small Business. Make business expenses add up to vacations.

Free first checked bag - save up to $100 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free ($25 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their Card. For complete details, please visit united.com/chasebag .

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

2 United ClubSM one-time passes each anniversary

Take some time to relax before your flight with two United Club one-time passes each year for your Cardmember anniversary. Enjoy complimentary beverages, snacks, and amenities like workspaces, free Wi-Fi and more.

No foreign transaction fees

Purchases made with your Explorer Business Card outside the U.S. will not be subject to foreign transaction fees.

50,000 bonus miles

Start with 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. This bonus offer is available to you if you do not have this Card and have not received a new Cardmember bonus for this Card in the past 24 months.

10,000 bonus miles

Receive 10,000 bonus miles after you spend $25,000 on purchases on your Card each calendar year.

Earn unlimited miles that don't expire

Miles don't expire as long as your credit card account remains open. Plus, there is no limit to the number of miles you can earn.

Earn 2 miles per $1 spent in select categories

Earn 2 miles per $1 spent on airline tickets purchased from United and on purchases at restaurants, gas stations, and office supply stores.

Earn 1 mile per $1 spent

Earn 1 mile per $1 spent on all other purchases.

Use miles towards flights and more

You can use MileagePlus miles toward travel on United, starting as low as 12,500 miles for a one-way Saver Award within the continental U.S. and Canada. You can also use miles for travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit united.com/usemiles .

Employee Cards at no additional cost

Employee cards let you set individual spend limits and help you earn rewards faster.

Calculate How Much You Can Earn

Here's a preview of what you can earn with your United MileagePlus Explorer Business Card.

Your estimated total miles is 50,000

Bonus Miles

Checking the following checkboxes will add the relevant number of miles to your total estimated miles. Unchecking them will subtract them.

United Spending

Earn 2 miles per $1 spent on tickets purchased from United

Enter the approximate number of dollars you expect to spend per year on United purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

Business Spending

Earn 2 miles per $1 spent at restaurants, gas stations, and office supply stores

Enter the approximate number of dollars you expect to spend per month on business-related purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

Everyday Spending

Earn 1 mile per $1 spent on all other purchases

Enter the approximate number of dollars you expect to spend per month on other, non-United purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

One-way Saver Award Travel starts as low as 12,500 miles within the continental U.S. and Canada*

Trip Cancellation / Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your Card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.**

Price Protection

If a Card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item and $2,500 per year.**

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.**

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

Jade Mountain, Soufrière, St. Lucia

The Luxury Hotel & Resorts Collection*

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember Benefits with every stay. Make a reservation using your Chase Card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary in room Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit LHRCollection.com for more information.

Exclusive Events with Inside Access

Pursue more of your passions. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. You'll revel in the chance to explore pleasures old and new with experiential events offered exclusively for Cardmembers.

Please visit InsideAccess.com to learn more.

Visa Concierge Service*

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

United Mileage Explorer Business Card versus similar cards from other competitors.
Card Benefit United MileagePlus®
Explorer Business Card*
American Express®
Business Gold Rewards Card
Capital One® SparkSM
Miles Business Credit Card
CitiBusiness®/ AAdvantage®
World® MasterCard®
Earn Double Miles Earn double miles on airline tickets purchased from United and on purchases at restaurants, gas stations, and office supply stores. Earn triple points on the first $100,000 spent annually in a choice of one of five categories: airfare, advertising in select media, shipping, gas stations, and computer hardware, software and cloud computing purchases made directly from select providers. Earn double points on the first $100,000 spent annually in each of four categories not chosen for triple points. Earn double miles on all business purchases Earn double miles on American Airlines, car rental, gas stations, and telecommunications purchases
Free Checked Bag Checkmark Checkmark
Priority Boarding Privileges Checkmark Checkmark
United ClubSM Access 2 one-time passes/year
Calendar Year Spend Bonus After $25,000 After $30,000
Concierge Service1 Checkmark Checkmark Checkmark
Luxury Hotels & Resorts Program Checkmark Checkmark Checkmark
Auto Rental Collision Damage Waiver2 Primary Secondary;
primary coverage available for an additional fee
Primary Primary
Trip Cancellation/Trip Interruption Insurance2 Checkmark May be available for
an additional fee
Trip Delay Reimbursement2 Checkmark May be available for
an additional fee
Lost Luggage Reimbursement2 Checkmark Checkmark Checkmark
Purchase Protection2 Checkmark Checkmark Checkmark Checkmark
Price Protection2 Checkmark Checkmark
Worldwide Merchant Acceptance3 43.3 Million 21.0 Million 43.3 Million 43.3 Million
Annual Fee $0 Intro Annual Fee for the first year, then $95 $0 Intro Annual Fee for the first year, then $175 $0 Intro Annual Fee for the first year, then $59 $0 Intro Annual Fee for the first year, then $95

Chart reflects a comparison of select card benefits and does not reflect promotional offers that may be presented from time to time.

Card Type

  • United MileagePlus® Explorer Business Card

  • American Express®
    Business Gold Rewards Card

  • Capital One® SparkSM Miles Business Credit Card

  • CitiBusiness®/​AAdvantage® World MasterCard®

Earn Double Miles

  • Earn double miles on airline tickets purchased from United and on purchases at restaurants, gas stations, and office supply stores.
  • Earn triple points on the first $100,000 spent annually in a choice of one of five categories: airfare, advertising in select media, shipping, gas stations, and computer hardware, software and cloud computing purchases made directly from select providers. Earn double points on the first $100,000 spent annually in each of four categories not chosen for triple points.
  • Earn double miles on all business purchases
  • Earn double miles on American Airlines, car rental, gas stations, and telecommunications purchases

Free Checked Bag

  • Checkmark

  • Checkmark

Priority Boarding Privileges

  • Checkmark

  • Checkmark

United ClubSM Access

  • 2 one-time passes/year

Calendar Year Spend Bonus

  • After $25,000
  • After $30,000

Concierge Service1

  • Checkmark

  • Checkmark

  • Checkmark

Luxury Hotels & Resorts Program

  • Checkmark

  • Checkmark

  • Checkmark

Auto Rental Collision Damage Waiver2

  • Primary
  • Secondary; primary coverage available for an additional fee
  • Primary
  • Primary

Trip Cancellation/Trip Interruption Service2

  • Checkmark

  • May be available for an additional fee

Trip Delay Reimbursement2

  • Checkmark

  • May be available for an additional fee

Lost Luggage Reimbursement2

  • Checkmark

  • Checkmark

  • Checkmark

Purchase Protection2

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

Price Protection2

  • Checkmark

  • Checkmark

Worldwide Merchant Acceptance3

  • 43.3 Million
  • 21.0 Million
  • 43.3 Million
  • 43.3 Million

Annual Fee

  • $0 Intro Annual Fee for the first year, then $95
  • $0 Intro Annual Fee for the first year, then $175
  • $0 Intro Annual Fee for the first year, then $59
  • $0 Intro Annual Fee for the first year, then $95

Chart reflects a comparison of select card benefits and does not reflect promotional offers that may be presented from time to time.

1 Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
2 These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
3 Acceptance rates based on global, not domestic, data. Source: The Nilson Report Issue 1095, September 2016.

American Express Business Gold Rewards Card is a registered trademark of American Express Company. Capital One Spark Miles Business Credit Card is a registered trademark of Capital One Bank. CitiBusiness AAdvantage World Mastercard is a registered trademark of Citibank. References to these marks in this ad are not intended to imply an endorsement or affiliation with American Express Company, Capital One or Citibank. Benefits comparison based on United MileagePlus Explorer Business Card, American Express Business Gold Rewards Card, Capital One Spark Miles Business Credit Card and CitiBusiness AAdvantage World Mastercard as of June 23, 2017. American Express Premier Rewards Gold Card benefits obtained at www.americanexpress.com, Capital One SparkSM Miles Business Credit Card benefits obtained at www.capitalone.com and CitiBusiness AAdvantage World Mastercard benefits obtained at www.citi.com.

More United Chase Cards

Explore a World of Benefits

Chase United MileagePlus Explorer card
  • Enjoy special travel perks
  • Earn 2 miles per $1 spent on tickets purchased from United
  • Earn 1 mile per $1 spent on all other purchases
Learn More about the Chase United MileagePlus Explorer card

Make Business More Rewarding

Chase United MileagePlus Club Business card
  • Get United ClubSM Membership, a $550 value per year
  • Earn 1.5 miles per $1 spent on purchases
  • Request Employee Cards at no additional cost
Learn More about the Chase United MileagePlus Club Business card

Already a Cardmember?

Learn more about your MileagePlus Explorer Business Card benefits.

View our FAQs