Explorer Card 40,000 Bonus Miles

The all-new United Explorer Card

40,000
Bonus Miles after you spend $2,000 on purchases in the first
3 months your account is open*

United Explorer card Get Started

*Offer DetailsOffer Details  |  †Pricing and Terms

$0 Intro Annual Fee for
the first year, then $95

  • New

    2x Miles at Restaurants*

  • New

    2x Miles on Hotel Accommodations* when purchased directly with the hotel

  • New

    Up to $100 Global Entry or TSA Precheck® Fee Credit*

  • New

    25% Back on United Inflight Wi-Fi, Food and Drinks*

  • Free Checked Bag*

  • No Blackout Dates*

  • Priority Boarding*

  • 2 United ClubSM Passes*

  • 2x Miles on United Purchases*

  • Miles Don't Expire as Long as Your Account is Open*

Explorer Travel Benefits*

Free first checked bag - save up to $100 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free ($25 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their Card. For complete details, please visit united.com/chasebag offsite link icon.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

2 United ClubSM one-time passes each anniversary – over a $100 value

Take some time to relax before your flight with two United Club one-time passes, which will be deposited into your MileagePlus account after account opening and each year for your Cardmember anniversary. Enjoy complimentary beverages, snacks, and amenities like workspaces, free Wi-Fi and more.

New Up to $100 Global Entry or TSA Precheck® Fee Credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA Precheck® when charged to your Card.

New 25% back on United inflight purchases

25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United®-operated flights when you pay with your Explorer Card.

No foreign transaction fees

Purchases made with your Explorer Card outside the U.S. will not be subject to foreign transaction fees.

Get Closer to Your Next Getaway*

40,000 bonus miles

Get 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. This product is available to you if you do not have this Card and have not received a new Cardmember bonus for this Card in the past 24 months.

5,000 bonus miles

Earn 5,000 bonus miles after you add the first authorized user to your account and make a purchase with your Card during the first 3 months as a Cardmember.

New Earn 2 miles per $1 spent at restaurants and on hotel accommodations

You'll earn 2 miles for each $1 spent at restaurants and on hotel accommodations when purchased directly with the hotel.

Earn 2 miles per $1 spent on United purchases

You'll earn 2 miles for each $1 spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
New You'll also earn 2 miles for each $1 spent on Inside Access from Chase purchases. For more information on Inside Access, please visit InsideAccess.com offsite link icon.

Earn 1 mile per $1 spent

You'll earn 1 mile for each $1 spent on all other purchases.

Earn unlimited miles that don't expire

Miles don't expire as long as your credit card account remains open. Plus, there is no limit to the number of miles you can earn.

Use miles for award travel on United

Choose the award type that suits your needs. One-way Saver Award travel starts as low as 12,500 miles within the continental U.S. and Canada.

No Blackout Dates

As the primary Cardmember, you will also enjoy expanded award availability when you use miles to book any United-operated flight, any time, at the applicable Everyday Award level – with no restrictions or blackout dates. For more information, please visit united.com/awards .

More ways to use miles

You can use miles to book award travel on Star Alliance™ and other partner airlines. Or use them to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and car rentals. Miles can also be used for merchandise, gift cards and once-in-a-lifetime events. To learn more, please visit united.com/usemiles offsite link icon.

Premier upgrades on award tickets

The primary Cardmember who is also a MileagePlus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights (when available).

Calculate How Much You Can Earn

Here's a preview of what you can earn with your United Explorer Card.

Restaurant and Hotel Accommodation Purchases

Earn 2 miles per $1 spent on purchases at restaurants and on hotel accommodations*

Enter the approximate number of dollars you expect to spend per year on hotels and restaurants. The calculator will translate this value into a number of miles to add to your total estimated miles.

United Purchases

Earn 2 miles per $1 spent on purchases from United*

Enter the approximate number of dollars you expect to spend per year on United purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

Everyday Purchases

Earn 1 mile per $1 spent on all other purchases*

Enter the approximate number of dollars you expect to spend per month on other, non-United purchases. The calculator will translate this value into a number of miles to add to your total estimated miles.

Bonus Miles

Checking the following checkboxes will add the relevant number of miles to your total estimated miles. Unchecking them will subtract them.

Your estimated total miles is 40,000

One-way Saver Award Travel starts as low as 12,500 miles within the continental U.S. and Canada*

Trip Cancellation / Trip Interruption Insurance

You can be reimbursed up to $1,500 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by sickness, severe weather and other covered situations.**

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.**

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.**

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your Card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.**

The Peninsula, Chicago

The Luxury Hotel & Resort Collection*

This exceptional group of over 900 properties includes many of the world's most exquisite hotels, resorts, lodges and spas, each of which extend you complimentary Cardmember Benefits with every stay. Make a reservation through the program using your Chase Card to receive the following benefits including:

  • Daily breakfast for two
  • A special benefit unique to each property, such as a dining or spa credit
  • Complimentary Wi-Fi
  • A room upgrade, if available
  • Early check-in and late checkout, if available

Please visit LHRCollection.com offsite link icon for more information.

Exclusive events with Inside Access

Pursue more of your passions. As a Cardmember you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. You'll revel in the chance to explore pleasures old and new with experiential events offered exclusively for Cardmembers. Please visit InsideAccess.com offsite link icon to learn more.

United MileagePlus events

United MileagePlus® Visa Signature® Cardmembers may also enjoy exclusive MileagePlus events hosted in major cities throughout the United States. As a Cardmember, you can use your award miles for exclusive experiences such as private winemaker dinners and VIP access to live theater and museum events.

Visa Concierge Service*

Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

UnitedSM Explorer Card versus similar cards from other competitors.
Card Benefit The All-New UnitedSM
Explorer Card*
Capital One®
Venture Card
Gold Delta SkyMiles® Credit Card Citi®/AAdvantage®
Platinum Select® MasterCard
American Express® Premier Rewards Gold Card
Earn at restaurants 2 miles per $1 spent 2 miles per $1 spent on all purchases 2 miles per $1 spent (starting 5/3/2018 for new accounts and 7/22/2018 for existing accounts) 2 points at U.S. restaurants
Earn on hotel accommodations 2 miles per $1 spent 2 miles per $1 spent on all purchases 2 points on hotels booked through amextravel.com
Earn on United purchases 2 miles per $1 spent 2 miles per $1 spent on all purchases 2 miles per $1 spent on Delta purchases 2 miles per $1 spent on American Airlines purchases 3 points per $1 spent
United ClubSM passes 2 one-time passes each anniversary
Inflight savings 25% back on food, beverages and Wi-Fi onboard United flights 20% back on food, beverages and audio headsets onboard Delta Flights 25% back on food and beverages onboard American Airlines flights Up to $100 annual statement credit for incidental airline fees with one airline
Global Entry or TSA Precheck® fee credit2 Checkmark Checkmark
Free first checked bag Checkmark Checkmark Checkmark Up to $100 annual statement credit for incidental airline fees with one airline
Priority boarding privileges Checkmark Checkmark Checkmark
No foreign transaction fees Checkmark Checkmark Checkmark Checkmark Checkmark
Auto Rental Collision Damage Waiver1 Primary Secondary Secondary; primary coverage available for an additional fee Secondary in U.S. Secondary; primary coverage available for an additional fee
Trip Delay Reimbursement1 Checkmark Available for an additional fee Checkmark Available for an additional fee
Lost Luggage Reimbursement1 Checkmark Checkmark Checkmark Checkmark Checkmark
Purchase Protection1 Checkmark Checkmark Checkmark Checkmark Checkmark

Chart reflects a comparison of select card benefits and does not reflect promotional offers that may be presented from time to time.

Card Type

  • The All-New UnitedSM Explorer Card*

  • Capital One® Venture Card

  • Gold Delta Skymiles® Credit Card

  • Citi®/​AAdvantage® Platinum Select® MasterCard

  • American Express® Premier Rewards Gold Card

Earn at restaurants

  • 2 miles per $1 spent
  • 2 miles per $1 spent on all purchases
  • 2 miles per $1 spent (starting 5/3/2018 for new accounts and 7/22/2018 for existing accounts)
  • 2 points at U.S. restaurants

Earn on hotel accommodations

  • 2 miles per $1 spent
  • 2 miles per $1 spent on all purchases
  • 2 points on hotels booked through amextravel.com

Earn on United purchases

  • 2 miles per $1 spent
  • 2 miles per $1 spent on all purchases
  • 2 miles per $1 spent on Delta purchases
  • 2 miles per $1 spent on American Airlines purchases
  • 3 points per $1 spent

United ClubSM passes

  • 2 one-time passes each anniversary

Inflight savings

  • 25% back on food, beverages and Wi-Fi onboard United flights
  • 20% back on food, beverages and audio headsets onboard Delta Flights
  • 25% back on food and beverages onboard American Airlines flights
  • Up to $100 annual statement credit for incidental airline fees with one airline

Global Entry or TSA Precheck® fee credit2

  • Checkmark

  • Checkmark

Free first checked bag

  • Checkmark

  • Checkmark

  • Checkmark

  • Up to $100 annual statement credit for incidental airline fees with one airline

Priority Boarding Privileges

  • Checkmark

  • Checkmark

  • Checkmark

No foreign transaction fees

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

Auto Rental Collision Damage Waiver1

  • Primary
  • Secondary
  • Secondary; primary coverage available for an additional fee
  • Secondary in U.S.
  • Secondary; primary coverage available for an additional fee

Trip Delay Reimbursement1

  • Checkmark

  • Available for an additional fee
  • Checkmark

  • Available for an additional fee

Lost Luggage Reimbursement1

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

Purchase Protection1

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

  • Checkmark

Chart reflects a comparison of select card benefits and does not reflect promotional offers that may be presented from time to time.

American Express Premier Rewards Gold Card is a registered trademark of American Express Company. Capital One Venture Card is a registered trademark of Capital One Bank. Citi Platinum Select/AAdvantage World MasterCard is a registered trademark of Citibank. Gold Delta SkyMiles is a registered trademark of Delta Airlines. References to these marks in this ad are not intended to imply an endorsement or affiliation with American Express Company, Capital One, Citibank or Delta Airlines. Benefits comparison based on UnitedSM Explorer Card, American Express Premier Rewards Gold Card, Capital One Venture Card and Citi Platinum Select/AAdvantage World MasterCard and Gold Delta SkyMiles Credit Card as of June 15, 2018. American Express Premier Rewards Gold Card benefits obtained at www.americanexpress.com, Capital One Venture Card benefits obtained at www.capitalone.com, and Citi Platinum Select/AAdvantage World MasterCard benefits obtained at www.citi.com and Gold Delta SkyMiles Credit Card benefits obtained at www.americanexpress.com.

1 These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

2 Up to $100 as a statement credit every 4 years as reimbursement for the application fee for either program when charged to your Card.

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